EXCLUSIVE MILITARY COMMUNITY OFFER
THE MILITARY ISA – NEARLY HALF THE STANDARD PLATFORM CHARGE – FOR LIFE
The Absolute Military ISA — powered by Cushon — gives serving personnel, veterans and their families an exclusive platform charge of just 0.40% per annum, compared to the standard rate of 0.79%. This is not a promotional rate. It is an exclusive military discount that applies permanently, on every pound you save or invest.
0.40%
your rate pa
v’s
0.79%
standard pa
49% Cheaper
The military discount applies permanently to every account type — ISA, Lifetime ISA, Junior ISA and General Investment. You keep it for life.
EXCLUSIVE MILITARY COMMUNITY OFFER
THE MILITARY ISA – NEARLY HALF THE STANDARD PLATFORM CHARGE – FOR LIFE
The Absolute Military ISA — powered by Cushon — gives serving personnel, veterans and their families an exclusive platform charge of just 0.40% per annum, compared to the standard rate of 0.79%. This is not a promotional rate. It is an exclusive military discount that applies permanently, on every pound you save or invest.
0.40%
your rate pa
v’s
0.79%
standard pa
49% Cheaper
The military discount applies permanently to every account type — ISA, Lifetime ISA, Junior ISA and General Investment. You keep it for life.
CUSHON
Savings and investments powered by Cushon Money Limited — FCA authorised and regulated (FRN 929465). Access 90+ investment managers including BlackRock, Vanguard and Fidelity. Daily monitoring via CushonMe. The value of investments can go down as well as up.
Nearly half the standard platform charge — permanently
Platform charges are what investment platforms charge to hold and manage your money. They are usually a percentage of your total savings, deducted annually. The lower the platform charge, the more of your returns you keep. The Absolute Military partnership with Cushon unlocks a platform charge of 0.40% per annum — almost exactly half the standard Cushon rate of 0.79% per annum.
This is not an introductory offer or a time-limited promotion. It is an exclusive military community rate that applies for life, on every account type.
YOUR RATE
0.40%
PER ANNUM
v’s
STANDARD RATE
0.79%
PER ANNUM
What this means in practice
The difference between 0.40% and 0.79% is 0.39 percentage points per year. On a modest investment of £10,000, that is a saving of £39 per year in platform charges. On £25,000 — the current annual ISA allowance — it is £97.50 per year. Every year. For life.
Choose the account that fits your goal
The Absolute Military discount applies across all four Cushon account types. You are not restricted to one — you can hold an ISA for general tax-free saving, a Lifetime ISA for your first home, a Junior ISA for your children, and a General Investment Account once your ISA allowance is used up.
Stocks & Shares ISA
Save and invest up to £20,000 per tax year, completely tax-free. No income tax on dividends or interest. No capital gains tax on growth. A simple, powerful wrapper for any level of investor.
Lifetime ISA
Ages 18–39. Save up to £4,000 per year and receive a government bonus of 25% — up to £1,000 per year. Use it to buy your first home or access from age 60. For military personnel saving towards homeownership while navigating postings, this is one of the most powerful tools available.
Junior ISA
Save up to £9,000 per tax year for your children, tax-free. The money is locked until they turn 18, making it an excellent long-term savings vehicle for family financial security. Available through the same discounted military platform charge.
General Investment Account
For those who have used their full ISA allowance, a General Investment Account gives access to the same 90+ managers and investment portfolios without an annual contribution cap. Standard tax rules apply.
The financial case for saving in uniform
Military personnel face a set of financial pressures that make proactive saving both harder and more important than for most civilians. Frequent postings disrupt civilian financial habits. Overseas assignments complicate access to standard products. And the transition to civilian life — often in a serviceperson’s 30s or 40s — is significantly smoother with a financial cushion in place.
Tax-free regardless of where you serve
No salary deduction required
Building financial resilience for transition
First home savings — especially valuable for service leavers
Saving for children during service
The discounted charge compounds the benefit
Four steps to your military ISA
Visit the exclusive military Cushon page
Go to cushon.co.uk/workplace/discount/absolutemilitary — the dedicated Absolute Military landing page that activates your exclusive 0.40% platform charge. Do not use the standard Cushon site, as the discount is only applied through this link.
Choose your account type
Select the account that matches your goal — ISA for general tax-free saving, Lifetime ISA for a first home or retirement, Junior ISA for your children, or General Investment if you have used your ISA allowance. You can open multiple accounts.
Choose your investment approach
Select from ready-made portfolios across risk levels, or choose your own funds from over 90 investment managers — including BlackRock, Vanguard, Fidelity, Legal & General and more — using Cushon’s easy comparison tables. You decide your risk level.
Set up your direct debit
Save regularly by direct debit from your bank account. No salary deduction required. You can start with whatever amount fits your budget and adjust it at any time. Transfer existing ISAs from other providers if you have them.
Not sure where to start? Book a free 1-to-1 with Cushon
Cushon offer free personal appointments for Absolute Military members — a dedicated session to help you choose the right account type, investment approach and contribution level for your circumstances. Sessions are available online, at a time that suits your schedule including around duties.
Over 90 investment managers — you choose your level of risk
Cushon gives you access to a wide panel of fund managers, from globally recognised names to specialist providers. Whether you prefer a ready-made portfolio that manages risk automatically, or want to select individual funds yourself, the choice is yours. No financial advice is provided — you decide.
BlackRock
Vanguard
Fidelity
Legal and General
Prudential
AXA
Aberdeen
Scottish Widows
Plus 80+ more fund managers available on the platform
Ready-made portfolios or self-select — your choice
If you want a simple, hands-off approach, Cushon’s ready-made portfolios automatically allocate across asset classes at your chosen risk level — low, medium or high. If you prefer more control, use the comparison tables to select individual funds. CushonMe provides free daily monitoring of all portfolios so you can track performance without logging in.
Frequently Asked Questions
What is the exclusive military platform charge?
The Absolute Military partnership with Cushon gives the military community an exclusive platform charge of 0.40% per annum — compared to Cushon’s standard rate of 0.79% per annum. This is a saving of 0.39 percentage points every year, on every pound you hold on the platform. On a £25,000 ISA, that equates to a saving of £97.50 per year in platform charges alone. The discount is permanent — it is not a promotional rate — and applies to all account types including ISA, Lifetime ISA, Junior ISA and General Investment.
Do I have to save through salary deduction?
No. The Absolute Military ISA with Cushon is funded by direct debit from your bank account. There is no requirement for salary deduction or any involvement from your unit or the MOD pay system. This is important for military personnel, as JPA pay can be variable during deployments, overseas postings or periods of operational activity — and salary-based saving arrangements can break down as a result. Saving by direct debit means you stay in control regardless of what is happening with your pay.
Is this available to veterans and military families?
Yes. The Absolute Military ISA with Cushon is available to the entire military family — serving personnel, veterans, reservists, MOD civilians and their families. You do not need to be a current policyholder of any Absolute Military insurance product to access this offer. The exclusive 0.40% platform charge is available to anyone who accesses Cushon through the dedicated Absolute Military link.
What is a Lifetime ISA and is it useful for military personnel?
The Lifetime ISA (LISA) is a government-backed savings account for people aged 18–39. You can save up to £4,000 per tax year, and the government adds a 25% bonus — up to £1,000 per year — on top. The LISA can be used to purchase a first home (on properties up to £450,000) or accessed from age 60 as a retirement fund. For military personnel who have spent years in SFA or SLA and not built up property equity, the LISA is one of the most effective tools for bridging the gap when it comes to buying a first home after or during service. The exclusive military platform charge of 0.40% applies to the LISA as with all other account types.
Can I transfer existing ISAs to Cushon?
Yes. Cushon accepts transfers of existing ISAs from other providers. Transferring an existing ISA to Cushon means your transferred funds will benefit from the exclusive 0.40% military platform charge going forward. You do not lose your tax-free status when transferring — the ISA wrapper moves with your money. Contact Cushon directly or book a free 1-to-1 appointment to discuss the transfer process for your specific accounts.
Is Cushon regulated and safe?
Yes. Cushon Money Limited is authorised and regulated by the Financial Conduct Authority with FRN 929465, and is registered in England and Wales with company number 11112120. As an FCA-regulated firm, Cushon is subject to FCA conduct rules and clients have access to the Financial Ombudsman Service and, where eligible, the Financial Services Compensation Scheme (FSCS). The value of investments can go down as well as up — you may get back less than you put in. Cushon does not provide financial advice.
Important information: The value of investments can go down as well as up, and you may get back less than you invest. Tax treatment depends on individual circumstances and may be subject to change. This page is for information purposes only and does not constitute financial advice. Cushon Money Limited does not provide financial advice. If you are unsure whether investing is right for you, please seek independent financial advice. Past performance is not a guide to future performance.
Regulatory information
Absolute Military is a trading style of Just Advice Solutions Ltd (Reg No. 11008004), authorised and regulated by the Financial Conduct Authority, FCA Reference No. 796907. Absolute Military introduces clients to Cushon but does not provide financial advice on investment products.
Cushon Money Limited is authorised and regulated by the Financial Conduct Authority, FRN 929465. Registered in England and Wales, company number 11112120. Cushon is solely responsible for the provision of the ISA and investment platform services described on this page.
Absolute Military: Suite 26, 80 Churchill Square, Kingshill, West Malling, Kent, ME19 4YU | 01233 885410
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Get the exclusive 0.40% military platform charge — for life
Open your ISA, Lifetime ISA, Junior ISA or General Investment Account through Cushon at the exclusive military rate. Save by direct debit, choose from 90+ managers, and keep nearly half the platform charge savings in your pocket — permanently.